Harold A. Black is a Professor Emeritus at the University of Tennessee, Knoxville. Black, a native of Atlanta, Georgia, received his undergraduate degree from the University of Georgia, and his M.A. and Ph.D. degrees from the Ohio State University. He lectures, consults and publishes extensively in the areas of financial institutions and the monetary system. His articles have appeared in publications such as the American Economic Review, Journal of Money, Credit and Banking, Journal of Finance, Journal of Banking and Finance, Southern Economic Journal, Journal of Financial Research and the Journal of Monetary Economics. His consulting clients include SunTrust Bank, Chrysler Financial Corporation, National Bank of Commerce, National Credit Union Administration, Branch Banking and Trust Company, and the Mortgage Bankers of America.
Prior to joining the faculty at th University of Tennessee, he served on the faculties of American University, Howard University, the University of North Carolina - Chapel Hill, and the University of Florida. His government service includes being Deputy Director, Department of Economic Research and Analysis, Office of the Comptroller of the Currency, and Board Member, National Credit Union Administration. He has served as a Director and Chairman of the Nashville Branch of the Federal Reserve Bank of Atlanta. Among his honors, he is recipient of the Department of Treasury's Special Achievement Award, the National Urban League's Outstanding Service Award, the Distinguished Alumnus Award from the University of Georgia's College of Business Administration, the National Credit Union Administration's Exceptional Service Award, and the Chancellor's Award for Research Excellence at the University of Tennessee. Black was awarded the 2001 John B. Ross Teaching Award for excellence in teaching and is listed in Who's Who Among Black Americans and Who's Who Worldwide. Black writes an occasional article for the Knoxville News Sentinel and blogs at HaroldBlack.blogspot.com.